Getting involved in a car crash can be a horrendous experience, with possibilities for injuries and property damage high. Knowing what to do when in such a position can prove useful when it comes to filing an insurance claim.
If you get in an accident in Texas, your insurance provider typically covers repairs to your vehicle, but they may need evidence of the accident to process your claim efficiently. Taking the following steps at the accident scene will help ensure a smoother insurance claims process and improve your chances of receiving compensation.
1. Make a police report
The police report goes a long way in establishing the details of the accident, including the parties involved, the circumstances surrounding the crash and any traffic violations. Be sure to obtain a copy of the report, as this official documentation is a crucial piece of evidence for your insurance claim, helping to clarify liability and supporting your case for repairs and damages.
2. Get the other driver’s information
Make sure to collect the other driver’s details by taking photos of their insurance card and driver’s license. If they don’t have an insurance card, ask for their name, phone number, insurance company and policy number. Be sure to provide your information in return.
3. Note down relevant details
Write down important details about the accident, such as the location, time, weather conditions and a description of what occurred. This record will help you recall essential facts and strengthen your insurance claim.
4. Take pictures of the scene
Capture clear photos of all vehicles involved in the accident, focusing on license plates and any visible damage. Also, photograph nearby street signs and the angles of the road to provide helpful context for your claim.
5. Get witness information
Engage with any witnesses at the scene and request their names and phone numbers. These statements can be valuable in supporting your version of events during the claims process.
After a car crash, it is important to get legal guidance to help you explore your options and understand your rights, ensuring a more effective resolution of your claim.